As an independent agent with Aflac, I help employers enhance their benefits at no cost to their business with voluntary benefits that their employees can purchase to help protect them and their family. Aflac's programs allow your employees to focus and what's important in their lives when a major accident or illness happens to them or a family member. Aflac's programs are designed to help offset expenses like loss of income, left over deductibles, and/or co-insurance, or everyday living expenses like mortgage, rent, car payments, groceries, utilities, and much more. When a major accident or illness strikes, Aflac pays cash to the policyholder to help with those bills. They send you the money you decide how you want to use it!